What Is Telehealth? Read This Before Your Virtual Doctor’s Appointment Telehealth may seem like a brand-new way to get medical care, but it’s been successfully used around the world (and even in outer space) for decades.
Whether you just want to hibernate through the hot season or you look forward to it all year, its definitely a time when the usual rules are relaxed. That’s great – you should squeeze every bit of enjoyment out of summer – but there are a few things that you still should do even in the laziest months of the year to keep your teeth and gums healthy.
Sometimes it’s not the cost of dental care that keeps people from going to the dentist for preventive treatments. It’s fear of experiencing pain. Why pay good money just to get hurt? But the longer you delay getting a professional cleaning, the more uncomfortable the process can be.
Dental insurance is great at saving you money on preventive care. If your dental care needs don’t ever extend beyond getting regular checkups and cleanings, and maybe getting the occasional cavity filled, you can purchase dental insurance and break even – or even come out a little ahead.
The list below is a general guideline to maintaining a healthy smile at every age, and will help you budget ahead for your own and your family’s needs. Your dentist will guide you on the specific treatments and procedures necessary for you to maintain optimum oral health.
The good news is that modern dentistry can keep our teeth and gums healthy throughout our lives. The bad news is that we’ll probably be paying for that dental care out-of-pocket. Most of the insurance options that specifically serve seniors, like Medicare, do not cover dental care.
When it comes to your health care, it is a big deal that at age 65 you are eligible for Medicare coverage. The monthly premiums are far less than what you would pay in the individual insurance market. That’s a great deal. But you still have to budget for plenty of medical costs.
Dentist’s prices for a specific treatment can vary by several hundred dollars or more. If you get a seemingly high quote for care, check the average prices in your area for that same treatment using a website like Fair Health. You can also call local dentists and see what they charge for the treatment you need.
Your financial goals and needs will change as time passes, so what worked last year may not be your best choice this year. Ask yourself how you would feel if you lent money out and it was never paid back. Would it be a financial hit to you? If you answer yes to that question then take that as a sign you shouldn’t offer money.